These terms govern your use of Venoralestia's website and financial planning services. By accessing our website or engaging our services, you agree to these terms. Please read them carefully before proceeding.

April 27, 2026

Acceptance of Terms

By accessing this website, scheduling consultations, or engaging Venoralestia for financial planning services, you acknowledge that you have read, understood, and agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any provision, you must discontinue use of our website and services immediately.

Definitions

Throughout these terms, specific phrases carry particular meanings for clarity and consistency.

• Services refers to all financial planning activities provided by Venoralestia including consultations, analysis, strategy development, recommendations, monitoring, and support delivered through any medium.
• Client refers to individuals or families who have engaged Venoralestia for financial planning services through executed service agreements regardless of service scope or duration.
• Website refers to all web pages, content, and functionality available at venoralestia.sbs and any related subdomains or mobile applications operated by Venoralestia.
• Personal information means data relating to identified or identifiable individuals as defined in our Privacy Policy and applicable data protection regulations.

Use of Services

Financial planning services are provided for informational and strategic guidance purposes. Recommendations are based on information you provide and analysis of your specific circumstances. Implementation of strategies remains your responsibility, and you should consult appropriate specialists for specific actions including legal counsel and tax preparers.

Eligibility

Services are available to individuals and families who are of legal age and capacity to enter binding agreements under Indian law. By engaging our services, you represent that you meet these requirements and that all information provided is accurate and complete.

Minors may not engage services independently without guardian consent.

User Responsibilities

Clients and website users must fulfill certain obligations to ensure effective service delivery and legal compliance.

• Provide accurate, complete, and current information necessary for financial planning analysis. Notify us promptly of material changes affecting your circumstances or strategy relevance.
• Maintain confidentiality of any login credentials or account access information provided for client portals. You are responsible for all activity under your account.
• Comply with all applicable laws and regulations when implementing recommended strategies. Verify regulatory compliance independently when necessary for specific actions.
• Communicate questions, concerns, or confusion about recommendations promptly rather than implementing strategies you don't fully understand or accept.

Prohibited Uses

Certain activities are explicitly prohibited when using our website or services.

• Using services for illegal purposes or in violation of applicable regulations including money laundering, fraud, or other criminal activities prohibited under Indian law.
• Attempting to gain unauthorized access to our systems, other client accounts, or confidential information through hacking, password mining, or other improper means.
• Transmitting viruses, malware, or harmful code that could damage our systems or compromise security of information stored or processed through our platforms.
• Misrepresenting your identity, credentials, or circumstances to obtain services under false pretenses or defraud Venoralestia or third parties through deceptive information.
• Using automated systems including robots or scrapers to access the website or extract content without express written permission from Venoralestia management.

Intellectual Property Rights

All content on this website including text, graphics, logos, methodologies, frameworks, and software is owned by Venoralestia or licensed to us. This content is protected by Indian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without explicit written permission except for personal, non-commercial use directly related to your client relationship.

User-Generated Content

Information, documents, and communications you submit through our website or during consultations remain your property. However, by submitting content, you grant us license to use, store, and process this information as necessary to provide services and comply with legal obligations.

Privacy and Data Protection

Collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to data practices described in the Privacy Policy and acknowledge you have reviewed that document in addition to these terms. View Privacy Policy

Service Disclaimers

Financial planning involves inherent limitations and uncertainties that must be acknowledged for realistic expectations.

Limitation of Liability

To the maximum extent permitted by Indian law, Venoralestia shall not be liable for indirect, incidental, consequential, or punitive damages arising from use of our services or inability to use services, even if we were advised of possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Venoralestia, its employees, and advisors from any claims, damages, or expenses including legal fees arising from your use of services, violation of these terms, or infringement of third-party rights through your actions.

Dispute Resolution

In the event of disagreements or claims arising from services or these terms, the following process applies.

Governing Law

These terms are governed by the laws of India. Any disputes not subject to arbitration shall be resolved exclusively in courts located in Mumbai, Maharashtra, and you consent to jurisdiction of these courts for such matters.

Termination

Either party may terminate service relationships with written notice. Upon termination, you remain responsible for fees for services provided before termination date. We will provide final documentation and return your materials. Provisions regarding confidentiality, liability limitations, and dispute resolution survive termination.

Modifications

We reserve the right to modify these terms at any time. Material changes will be communicated through website notice and email to active clients. Continued use of services after modifications indicates acceptance of updated terms.

Severability

If any provision of these terms is found invalid or unenforceable by a court of competent jurisdiction, the remaining provisions continue in full force and effect. Invalid provisions shall be modified to the minimum extent necessary to make them enforceable while preserving original intent.

Entire Agreement

These terms, together with our Privacy Policy and any executed service agreements, constitute the entire agreement between you and Venoralestia regarding use of services and supersede all prior communications, representations, or agreements whether oral or written.

Questions About Terms

If you have questions about these terms or need clarification about specific provisions, please contact us through the following channels.